Starting a Trucking Company in 2026: Get Your DOT and MC Number Guide

Starting a trucking company is more than just owning a truck, it’s about building a business that’s profitable, compliant, and designed for success. Whether you’re an owner-operator ready to take control of your future or a driver seeking independence, this guide will walk you through everything you need to know before launching your trucking operation in 2026.

In this article, we break down the crucial steps, requirements, startup costs, and best practices geared specifically toward truck drivers. You’ll also learn how ExpressTruckForms is ready to help you start and maintain your trucking business.

1. Is Now the Right Time to Start a Trucking Company?

The trucking industry continues to be a cornerstone of American commerce. With ongoing demand for freight hauling, experienced drivers have an edge when launching their own trucking business, especially when equipped with the right knowledge and preparation.

Key considerations before starting:

• Industry demand

• Current costs of fuel and equipment

• Competition and niche opportunities

• Your readiness to handle business responsibilities, not just driving. This is a business after all.

2. Legal Requirements Including a DOT and MC Number

Before hauling freight for others, it's important that your business meets all federal and state requirements such as a DOT Number, MC Authority

Federal Requirements

• DOT Number: Required for interstate operations

• Motor Carrier (MC) Number: Needed if you transport regulated commodities

• BOC-3 Filing: Designates process agents in each state

• Insurance: Minimum liability coverage (varies by cargo and mileage)

State Requirements

State trucking compliance may include:

• Business licensing

• State tax accounts

• IFTA and IRP registration

• Local permits depending on your home base

Learn how ExpressTruckForms helps new trucking companies get started by exploring our trucking services and pricing pages.

3. Startup Costs to Expect

Starting a trucking company can be costly and knowing the costs upfront helps you plan.

Typical Expenses:

• Licensing & permits (USDOT, MC, BOC-3): $500–$2,000

• Insurance: varies widely — often $6,000+ annually

• Equipment (truck & trailer leases/financing): varies

• Fuel and maintenance reserves

  
  

Some drivers choose to lease on with a trucking company first to keep upfront costs lower while gaining experience managing a business.

4. Setting Up Your Business Structure

Choose a legal business structure that fits your goals:

• Sole Proprietorship – Easiest, but less liability protection

• LLC (Limited Liability Company) – Common choice for owner-operators

• Corporation – Ideal for bigger operations or multiple vehicles

  
  

Speak with an accountant or attorney to determine the best fit for your tax and liability needs.

5. Financial Management & Operations

Running the business side of trucking means:

• Tracking revenue and expenses

• Understanding profit margins

• Managing invoices and payments

• Planning for taxes

• Ensuring compliance with hours-of-service and safety records

6. Tips for Success

Here are practical tips from seasoned truckers who made the leap:

• Build a reliable network of shippers and brokers

• Maintain your equipment proactively

• Consider freight niches with higher rates (e.g., refrigerated, flatbed)

• Keep compliance top of mind — fines can be costly

• Invest in software for routing, accounting, and dispatching

Quick Recap:

Requirement	Who It Applies To
EIN	All businesses
LLC or Business Formation	All businesses
MC & DOT Numbers	Interstate for-hire carriers
BOC-3	All carriers with an MC number
Insurance	All commercial carriers
Form 2290	Vehicles > 55,000 lbs
IFTA & IRP	Interstate operators > 26,000 lbs
UCR	All interstate carriers
Accounting & Tax Setup	Strongly recommended

Conclusion

Starting a trucking company can be one of the most rewarding career moves for an experienced driver, but success depends on knowing the rules, preparing financially, and understanding compliance requirements from the start.

If you’re ready to get your trucking business started or need help maintaining it, ExpressTruckForms is here to help every step of the way.